Privacy Policy
# Privacy Policy
**Effective Date:** July 8, 2026
Welcome to **Binapani**. This Privacy Policy explains how Binapani collects, uses, stores, shares, and protects user information when you use our website **binapani.online**, mobile application, and related services.
By using Binapani, you agree to this Privacy Policy. If you do not agree, please do not use our platform.
## 1. Information We Collect
We may collect the following information:
* Name
* Mobile number
* Email address
* Profile photo
* Address, state, district, PIN code
* Date of birth and gender
* Exam category and sub-category
* Educational details
* Login details
* Device information
* IP address
* App usage data
* Mock test answers, marks, rank, and performance data
* Course enrollment and subscription details
* Video watch history
* Download history
* Payment transaction details
* Teacher, institute, and examiner profile details
* Uploaded educational content, notes, videos, mock tests, and documents
We do not store full card number, CVV, UPI PIN, or internet banking password.
## 2. How We Use Your Information
We use your information to:
* Create and manage accounts
* Verify users through OTP
* Provide courses, mock tests, notes, videos, and other services
* Show student performance, results, ranks, and analytics
* Recommend suitable courses, teachers, institutes, and tests
* Process payments, refunds, invoices, and creator payouts
* Send OTP, alerts, updates, offers, and important notifications
* Improve app, website, security, and user experience
* Provide AI-powered learning support and educational recommendations
* Prevent fraud, misuse, unauthorized access, and illegal activity
* Comply with legal requirements
## 3. AI Features
Binapani may provide AI-based learning tools, AI-generated educational reels, chatbot support, explanations, and recommendations. AI output is for educational support only and may not always be fully accurate. Users should verify important information independently.
## 4. Sharing of Information
We may share limited information with:
* Payment gateway providers
* Cloud storage and hosting providers
* SMS, WhatsApp, email, and notification providers
* Analytics and security service providers
* Teachers, institutes, and examiners for educational service delivery
* Government authorities, courts, or law enforcement when legally required
We do not sell personal information to advertisers.
## 5. Cookies and Tracking
Binapani may use cookies, local storage, SDKs, and similar technologies to maintain login sessions, remember preferences, improve performance, analyze usage, prevent fraud, and personalize learning content.
You may disable cookies in your browser, but some features may not work properly.
## 6. Payment Information
Payments are processed through authorized payment service providers. Binapani may receive transaction ID, order ID, payment status, subscription details, invoice details, and refund status.
Sensitive payment credentials such as CVV, card PIN, UPI PIN, and banking passwords are not stored by Binapani.
## 7. User Uploaded Content
Users may upload educational content such as videos, PDFs, mock tests, notes, images, assignments, and profile details.
You are responsible for ensuring that uploaded content is lawful and does not violate any third-party rights. By uploading content, you allow Binapani to host, store, display, process, and distribute that content for operating and promoting the platform.
## 8. Data Security
We use reasonable security measures to protect user information, including secure servers, password protection, encryption where appropriate, access controls, monitoring, and backup procedures.
However, no internet-based service can guarantee complete security. Users must keep their login credentials confidential and report unauthorized access immediately.
## 9. Data Retention
We keep user information only as long as necessary for providing services, legal compliance, dispute resolution, payment records, tax records, security, and business operations.
When information is no longer required, we may delete, anonymize, or securely archive it.
## 10. Account Deletion
Users may request account deletion by contacting Binapani support. After verification, we will delete or anonymize personal information where possible.
Some information may be retained if required for legal, financial, fraud prevention, tax, dispute, or security purposes.
## 11. Children and Students
Binapani is an educational platform. If a user is a minor, parental or guardian consent may be required under applicable law. Parents or guardians may contact us for privacy-related requests concerning minors.
## 12. Advertisements
Binapani may show advertisements or sponsored educational content. Ads may be based on general learning interests, exam category, device type, language, or approximate location.
We do not share personally identifiable information with advertisers without consent unless required by law.
## 13. Third-Party Links
The platform may contain links or integrations with third-party services. Their privacy practices are governed by their own policies. Binapani is not responsible for third-party privacy practices.
## 14. User Rights
Subject to applicable law, users may request access, correction, update, or deletion of their personal information. Users may also withdraw consent where applicable.
Requests may require identity verification.
## 15. Legal Compliance
Binapani follows applicable Indian laws, including the Information Technology Act, 2000 and the Digital Personal Data Protection Act, 2023, where applicable.
We may disclose information when required by law, court order, government authority, or to protect the rights, safety, and security of Binapani, users, or the public.
## 16. Changes to this Policy
Binapani may update this Privacy Policy from time to time. Updated policies will be posted on the platform with a revised effective date. Continued use of the platform means acceptance of the updated policy.
## 17. Contact Us
For privacy questions, account deletion, or grievance requests, contact:
**Binapani Support**
Website: **https://binapani.online**
Email: **[support@binapani.online](mailto:support@binapani.online)**
**Last Updated:** July 8, 2026